ApproveBoost End-User Terms of Service
These end-user terms of service ("Terms") constitute a binding and enforceable agreement between Baldric East Inc. ("ApproveBoost") and you ("User", "You") each time you use the ApproveBoost Services. User and ApproveBoost shall collectively be referred to as the "parties" and each as a "party".
By accepting these Terms electronically or by using the Services, you agree to comply with these Terms, so please be sure to read these Terms carefully each time you use the Services. If you do not agree to these Terms, you cannot use any of the Services.
ARBITRATION NOTICE FOR USERS IN THE UNITED STATES: THESE TERMS CONTAIN AN ARBITRATION CLAUSE AND A WAIVER OF RIGHTS TO BRING A CLASS ACTION AGAINST US. EXCEPT FOR CERTAIN TYPES OF DISPUTES MENTIONED IN THAT ARBITRATION CLAUSE, YOU AND ApproveBoost AGREE THAT DISPUTES BETWEEN YOU AND ApproveBoost WILL BE RESOLVED BY MANDATORY BINDING ARBITRATION, AND YOU AND ApproveBoost WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. YOU HAVE THE RIGHT TO OPT OUT AS DETAILED IN THE ARBITRATION SECTION BELOW.
1. Contact Us
For any inquiry you have regarding these Terms, the Services, your Data, and the way ApproveBoost handles it, or otherwise, please contact ApproveBoost at: support@approveboost.com.
2. The Services
2.1. Subject to these Terms, and to the extent ApproveBoost has accepted your Transaction, ApproveBoost allows you to complete a failed transaction and purchase your desired goods or services ("Transaction") from the third party supplier ("Merchant" and "Services" or "ApproveBoost Services" respectively).
2.2. ApproveBoost will process your Transaction and collect and process your payment related to the Transaction. Please be aware that the Transaction might appear in your billing statement as conducted by ApproveBoost and not directly by the Merchant. In addition, once ApproveBoost is able to complete the Transaction, and if technically possible, ApproveBoost will send you an electronic message confirming the completion of the Transaction. To the extent applicable, ApproveBoost will cooperate and support you with initiating a refund request for a Transaction. However, it is hereby clarified that the Merchant is solely responsible for and liable to the goods and services purchased while using ApproveBoost Services, including for any product warranty, shipment, etc., and ApproveBoost explicitly disclaims nor assumes any responsibility or liability for the same and for any consequences resulting from your engagement with the Merchant, including for any agreements concluded with the Merchants.
2.3. It is hereby clarified that ApproveBoost is an independent, third-party service provider that is not affiliated with any Merchant. You acknowledge and agree that your use of the Services does not in any way constitute a tri-party agreement between you, ApproveBoost, and any Merchant.
3. Restrictions of Use
3.1. By using the Services, you represent and warrant that you are at least 18 years of age and that you will not use the Services for any fraudulent, unlawful, or abusive purpose. You hereby agree to comply with all applicable laws, rules, and regulations, including those regarding data privacy, intellectual property rights, and export control. You may not, directly or indirectly:
- (i) access or attempt to access the Services by any means other than the interface provided or authorized by ApproveBoost;
- (ii) circumvent any access or use restrictions put into place to prevent certain uses of the Services;
- (iii) use the Services to store, share, or transmit content that is unlawful, infringing, harmful, or violates any person's rights, including privacy rights and intellectual property rights;
- (iv) attempt to disable, impair, or destroy the Services; or
- (v) reverse engineer or decompile the Services.
4. Background Checks
4.1. ApproveBoost uses proprietary analysis tools to evaluate your ability to successfully complete your payments with ApproveBoost. You hereby acknowledge and agree that ApproveBoost may perform an initial background check (and subsequent periodic follow-up checks) on you to determine whether ApproveBoost is willing and allowed to approve the purchase of your invoices from Merchants (each a "Background Check").
4.2. Each Background Check may, without limitation, include a review of the following information, which you hereby expressly authorize and consent to: (i) your Data (as detailed and defined below); (ii) credit history, including a hard/soft pull of a personal or business credit score or credit report from one or more credit bureaus (ApproveBoost's standard offering should not have a negative effect on your credit scores); (iii) data transmitted by Merchants; and (iv) information from public or private sources that we obtain directly or from third-party service providers, including banks and payment processors.
4.3. You acknowledge and agree to cooperate with ApproveBoost with respect to Background Checks and shall promptly, upon request, provide any information, documentation, or consent that ApproveBoost may require to perform a Background Check. You further acknowledge that any failure to provide the foregoing information and said cooperation may preclude your ability to complete the Transaction with the Merchant through the Services.
5. Payments
5.1. There are no finance charges or any interest payment which are associated with the Services provided to you by ApproveBoost; you will be billed just the amount of the Transaction. Notwithstanding anything to the contrary, you acknowledge that: (i) the issuer of your preferred method of payment may charge interest or other charges in accordance with the issuer's terms and conditions, and ApproveBoost will not be liable for these additional charges; and (ii) failure to comply with these Terms may incur additional fees and charges to you.
5.2. ApproveBoost will convert any Transaction made in foreign currency into U.S. dollars based on the conversion rate as of the end of the prior business day. The conversion rate is provided by a third party and may differ from other exchange rates.
5.3. ApproveBoost reserves the right to conduct a pre-authorization transaction which is a temporary hold placed by ApproveBoost reserved for future payment of the Transaction. This hold usually lasts up to 5 days, depending on the issuer, or until we settle the Transaction.
6. Your Data
6.1. You hereby acknowledge that ApproveBoost may collect, use, store, and transmit certain data, including Personal Data that identifies you, including but not limited to your name, Internet Protocol Address, Transaction information, Background Check data, contact information, and billing information, all as detailed in the ApproveBoost Privacy Policy ("Data").
6.2. Your Data, including any intellectual property rights thereto, shall remain your sole and exclusive property and shall be subject to the confidentiality obligations set forth herein. You grant ApproveBoost a limited, worldwide license to use, process, and retain the Data as detailed in the Privacy Policy.
7. Intellectual Property Rights
7.1. ApproveBoost owns all rights, title, and interest (including intellectual property rights) in and to the Services, its website, and technology. If you choose to give ApproveBoost feedback or suggestions about any part of the Services, website, or technology, ApproveBoost may use them without any limitations.
8. Warranties; Disclaimers; Limitation of Liability
8.1. EXCEPT AS PROVIDED IN THESE TERMS, ApproveBoost PROVIDES THE SERVICES "AS IS", WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, AND ApproveBoost EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES - STATUTORY, EXPRESS, IMPLIED, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE OR ACCURACY. ApproveBoost FURTHER DISCLAIMS ANY WARRANTY THAT THE OPERATION OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL ApproveBoost BE LIABLE FOR LOST PROFITS, LOSS OF USE, LOSS OF DATA (INCLUDING END-USER INFORMATION), COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR FOR SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, HOWEVER CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), OR OTHERWISE, WHETHER OR NOT ApproveBoost HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ApproveBoost'S MAXIMUM AGGREGATE LIABILITY TO YOU UNDER THESE TERMS SHALL NOT EXCEED 10 U.S. DOLLARS.
9. Limitation on Liability
9.1. TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL ApproveBoost OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA, ARISING FROM YOUR USE OF THE SERVICES, INCLUDING THE UNAVAILABILITY OF THE SERVICES FOR ANY REASON, OR ANY SYSTEM FAILURE OR MALFUNCTION ASSOCIATED WITH THE SERVICES, AND INCLUDING ANY THIRD-PARTY CLAIMS, WHETHER BASED ON THEORIES OF BREACH OF CONTRACT, TORT,